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title: "Resource: Whitepapers | FX"
description: "FX | Resources: Whitepapers"
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# Whitepapers

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[FX](https://cb.corpay.com/resources/whitepapers/tag/fx)

## [Understanding FX Budget Rates: A Guide for Treasury Professionals](https://cb.corpay.com/resources/whitepapers/understanding-fx-budget-rates-a-guide-for-treasury-professionals)

![Picture of Corpay Cross-Border](https://cb.corpay.com/hs-fs/hubfs/Brand%20Logos/Corpay_Final_Avatar_caret_dark.png?width=50&name=Corpay_Final_Avatar_caret_dark.png) [Corpay Cross-Border](https://cb.corpay.com/resources/whitepapers/author/admin) 

 Nov 10,2024

In the Northern Hemisphere, it is that time of the year when the dog days of summer have turned into...

[Read more](https://cb.corpay.com/resources/whitepapers/understanding-fx-budget-rates-a-guide-for-treasury-professionals)

[Global Payments](https://cb.corpay.com/resources/whitepapers/tag/global-payments), [FX](https://cb.corpay.com/resources/whitepapers/tag/fx)

## [The SME guide to foreign exchange](https://cb.corpay.com/resources/whitepapers/the-sme-guide-to-foreign-exchange)

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 Dec 8,2023

For many SMEs, saving money is important, especially with the rising cost of business in an unpredic...

[Read more](https://cb.corpay.com/resources/whitepapers/the-sme-guide-to-foreign-exchange)

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## "Cambridge Global Payments” and “AFEX” are trading names that may be used for the international payment solutions and risk management solutions provided by certain affiliated entities using the brand “Corpay”. International payment solutions are provided in Australia through Cambridge Mercantile (Australia) Pty. Ltd.; in Canada through Cambridge Mercantile Corp.; in Switzerland through Associated Foreign Exchange (Schweiz) AG; in the United Kingdom through Cambridge Mercantile Corp. (UK) Ltd.; in Ireland and the European Economic Area on a cross-border basis through Associated Foreign Exchange Ireland Ltd.; in Jersey and the Channel Islands through AFEX Offshore Ltd.; in Singapore through Associated Foreign Exchange (Singapore) Pte. Ltd. and in the United States through Cambridge Mercantile Corp. (U.S.A.). Risk management solutions are provided in in Australia through Cambridge Mercantile (Australia) Pty. Ltd.; in Canada through Cambridge Mercantile Corp.; in the United Kingdom through Cambridge Mercantile Risk Management (UK) Ltd.; in Ireland and the European Economic Area on a cross-border basis through AFEX Markets Europe Ltd.; in Jersey and the Channel Islands through AFEX Offshore Ltd.; in Singapore through Associated Foreign Exchange (Singapore) Pte. Ltd. and in the United States through Cambridge Mercantile Corp. (U.S.A.). Please refer to http://cross-border.corpay.com/brochure-disclaimers for important terms and information.